The biggest update of my P2P portfolio is that i am reducing allocations in platforms, as I have started EvoEstate.com – Real Estate only, European p2p aggregator. I am moving my own funds to the company, where I will have greater platform diversification and thus minimise risk and have less paperwork.
p2p investing
P2P crowdfunding portfolio
My p2p investing journey began in 2015 July when i have made first investment in Bondora. Later on I have tested 10-15 platforms. In the beginning it was consumer lending and later I have realised that they are too risky and stuck to only Real Estate platforms. Though to this day I still have positions … Read more
Defaults on EstateGuru
I have already had few defaults on EstateGuru and with this post I want to share how the defaults happen and what you can expect. (i have previously shared how Housers manage defaults) The image is my current portfolio stats with the defaults. I have stopped investing in EstateGuru some 6 months ago, as I … Read more
defaults on Housers
I have been investing in Housers for more than a year now. My experience with Housers was negative at the beginning and then I have changed my mind and re-ranked it. Now I have new experience – default. Defaults are usual in lending industry. The risks and how they are managed – that is what … Read more
P2P portfolio update 2018.04 – 2018.10
26% of my networth is invested in P2P
P2P portfolio update: 2017.10 – 2018.04
Previous update here EstateGuru. I have increased my allocation to 7.5% of my net worth in this platform. Turned off the auto-invest and doing investment manually. I have contacted support for improving the service with more abilities to filter the auto-invest settings, but they refused to do that. I see the biggest risk in projects, … Read more
1 year with Bondora Strategy #3
I have started investing in Bondora in August of 2015 and noticed that loans that default, usually default on first payment. Therefor I came up with strategy #3: invest in HR (high risk) loans, with interest rate 50%+ After almost 12 months, i have following results: Total loans 523 (473 not repaid yet) loans purchased, … Read more
Housers investment
I was very bearish on Housers, both as a platform and as equity investment, but as i had 1000€ in the platform after difficulties putting money there, I have invested in 4 projects and after one year i will try to see what the true return will be, as in my opinion. One thing i see … Read more
P2P portfolio 2017 Q3
Bondora. I did not make additional deposits to Bondora, but I have reinvested profit to #strategy3 High Risk loans. 157 loans for 2148€. Average return 78%. My total size of #strategy3 is 3428€ in almost 300 loans. Only 48 of them defaulted bringing 550€ of loss. My strategy works. Isn’t it ? 🙂 (net return on … Read more