1. Paysera. European bank account with free wire transfers. I use it both for personal use and for the companies. The great part about Paysera is that You need only name and iban to make a wire transfer in Europe and for private persons you can make 30 transfer per month for free. Cons: the app experience is very bad – i use only desktop.
2. Revolut. Best prepaid bank card. You download the app, i order a free mastercard. They offer free currency exchange all over the world. Thailand and Russia they put a small margin. This service is also very good for bill splitting or paying nanny. (I am investor in Revolut)
4. EvoEstate – I am moving all my p2p investments to this platform (I am investor and co-founder)
I have recently ordered Peter Thiel funded startup Number26 or N26 free mastercard. It comes together with german IBAN account. What is more: your funds up to 100k € are insured by EU. Also you can take 5000€ cash from ATM free of charge. (5×1000) *2017 June