P2P investment platforms

PlatformProsConsOffer
InRento
review
Regulated by Lithuanian Bank (European union)Not many dealsGet 20€ bonus after your first investment
EstateGuru
review
First charge real estate collateral. ±10% returnsAutoInvest with adjustments are only for 500€ loans per borower. Very little autoinvest parameters.Use my affiliate link or referral code EGU11239 and get 0.5% return on invested amount during 3 months
Mintos
review
Great variety of loan originators Mintos owner is related to many loan originators listed on the platformUse my affiliate link or referral code YMLAI6 and get 1% return on invested amount during 3 months (up to 250)
not recommended:
TwinoStable returnsBad user experience. Cash balance on the account
BrickStarterAirBnb rentals in SpainThere are no clear property exit scenarios
Reinvest24
Review
First Baltic platform that specializes on lower risk rental propertiesNo third party projects yet. All projects managed by subsidiary.
BrickOwner
Review
Exposure in real estate sector of UKVery little supply of projects.
Housers
Review
Exposure to Spanish, Portuguese and Italian real estate marketDifficult registration. Not allways clear about the collateral/hipoteca. No auto-invest
Flender
review
they have only few campaigns active.
the loans are not backed up by collateral
they do not have automatic investing, you have to make loans manually
Exporo
Bondora
review
API. Active secondary marketNo transparency. Lower returns than expected.
Farmcrowdy
review
Good returns. Reputable managementDifficult to make investment with traditional european payment systems