Evo Investor – Page 2

Barcelona vs Valencia for an expat

Spain, a country rich in history, culture, and diverse landscapes, is a traveler’s paradise. From the bustling streets of Madrid to the sun-soaked beaches of the Balearic Islands, Spain offers a multitude of experiences that cater to every kind of wanderlust. Among the many jewels in Spain’s crown, two cities stand out for their unique … Read more

P2P crowdfunding portfolio

by Evo Investor

My p2p investing journey began in 2015 July when i have made first investment in Bondora. Later on I have tested 10-15 platforms. In the beginning it was consumer lending and later I have realised that they are too risky and stuck to only Real Estate platforms. Though to this day I still have positions … Read more

The hidden joy of Startup Investing / Covid19

by Evo Investor

The main reason I invest in startups if to learn something new from smarter founders and teams and apply that knowledge for my ongoing business. The side goal is to earn money. Even though my tickets are very small, I am very happy to be part of something. And especially during the pandemic of Covid-19 … Read more

Money talks during Covid19

by Evo Investor

Investments I was lucky to exit the stock market and crypto (exited BTC at 6700 euros) before huge drop. I am not selling any of my real estate investments through the platforms. Housers secondary market is dead. EstateGuru secondary market is dead and expensive to trade. EvoEstate secondary market is active as never before, but … Read more

Covid-19 crisis

by Evo Investor

I am starting to write this on March 20, when corona virus pandemic is at the peak in Spain. During first two weeks of February I am reading a lot of warning on Twitter. Some events are being cancelled in the world already. I urge my wife to stock up some basic food in case … Read more

Building a house in Valencia Spain 2020/2021

by Evo Investor

First, I think that renting is always better than buying. Especially in Spain, where you pay 10-12% buyers fee. So if the rent is 4% – so you can rent for 3 years just of the buyers fee. Secondly your family situation changes and you have more flexibility renting. And thirdly changing places is fun. … Read more

Defaults on EstateGuru

by Evo Investor

I have already had few defaults on EstateGuru and with this post I want to share how the defaults happen and what you can expect. (i have previously shared how Housers manage defaults) The image is my current portfolio stats with the defaults. I have stopped investing in EstateGuru some 6 months ago, as I … Read more

Valencia

by Evo Investor

Valencia vs Barcelona My favourites Restaurants Breakfast: Central Bar – both for breakfast and lunch or something in between. Bar in the Central Market (must visit) by a ** Michelin chef La girafe. Good with kids at the beach Bluebell coffee. Not good with kids. Cozy cafe in Ruzafa Lunch Tariq – Pakistanese / Indian … Read more

defaults on Housers

by Evo Investor

I have been investing in Housers for more than a year now. My experience with Housers was negative at the beginning and then I have changed my mind and re-ranked it. Now I have new experience – default. Defaults are usual in lending industry. The risks and how they are managed – that is what … Read more

P2P portfolio update 2018.10 – 2019 04

by Evo Investor

The biggest update of my P2P portfolio is that i am reducing allocations in platforms, as I have started EvoEstate.com – Real Estate only, European p2p aggregator. I am moving my own funds to the company, where I will have greater platform diversification and thus minimise risk and have less paperwork.